Standard Chartered Bank Conventional Housing Loan

With Standard Chartered, you enjoy a term loan that makes it easy for any salary earner to own their dream home. You enjoy the control of paying an agreed upon sum every month which gives you the control over your other financial and personal commitments.


Benefits

 • Term loan is suitable for the salary earners
 
 • Convenience of paying an agreed upon amount every month until the loan is fully repaid


Eligibility


 • Repayment amount within 40% of monthly salary

* includes Mortgage Reducing Term Assurance


Documents Required

• Salary slips / advices for the last 3 months

• Bank Statement (3 months) / Savings Passbook

• EPF Statement

• A photocopy of Sales and Purchase Agreement

• A copy of updated valuation report by bank-approved valuers

• A photocopy of applicant's NRIC


How the Term Loan Works for You
 

	MortgageOne Bonus	MOA	JustHome-i	Term Loan
Monthly Instalment Mode	Fixed	Fixed	Fixed	Fixed
Margin of finance of loan amount	Up to 90%	Up to 90%	Up to 90%	Up to 90%
Maximum Tenure	Up to 30 years or 65 years old, whichever is earlier
Eligibility	Repayment amount within 40% of monthly salary

*The monthly payment is subject to the loan's terms and conditions. Other terms and conditions apply.

NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

For further information, please call Standard Chartered Bank Client Care Centre Tel: 1300 888 888 (+603-7711 8888 if call from overseas), or visit the nearest Standard Chartered Bank branch today.

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