BSN AN NAIM Home Financing-i

BSN AN NAIM Home Financing-i is a financing facility to purchase property based on Shariah principle of Bai' Bithaman Ajil (BBA). Shariah contract applicable is Bai' Bithaman Ajil (BBA).

BBA contract refers to the sale and purchase transaction for the financing of an asset on a deferred and installment basis with a pre-agreed payment period. The sale price will include a profit margin agreed upon by both parties.

Features

 • For purchase of new residential house or residential house under construction.

 • For purchase of completed new residential house purchased from its owner.

 • Mortgage refinancing.

 • For purchase of bungalow lot and building the house thereon.

 • For purchase of shop house or commercial lot.

Requirements

For Individual / Joint Applicant

  • Malaysian citizen.

  • Age of 21 years old and above (must not exceed 70 years old* at the end of financing period).

  • Individual / Non-Individual applicants.

  • With regular income and capable of making repayment.

  • With proof of property purchase or owns a property.

  • Property located in Marketability Factor 6 and above areas.

  • Financing amount of RM300,000 and above only.

  • Under Construction Property - limited to selected Premier Developers only.

  • Completed Property - open to all.

Packages Offered

 • Corporate Staff Home Financing-i Package - This financing plan is a cooperation between BSN and Employers which provides staff amenities.

 • Mortgage Refinancing Package - You may get cash extra in between the current housing financing and current property value, with a cost-free transfer.


NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

To find out more about Bank Simpanan National's Home Financing, please contact the BSN Contact Centre at 1300 88 1900 (+603 2613 1900 if call from overseas) or visit the nearest Bank Simpanan National branch.

undo Bank Simpanan National