Affin Home Solutions Plus

Whether you are buying your first house, looking to refinance or purchasing an investment property, Affin Home Solutions Plus is the ideal choice for you. It is more than just a home loan, it will help you manage your finances, upgrade your home and offers you more flexibility on your repayment and savings on interest.

Affin Home Solutions Plus also give you flexible options with the flexi package, which allows for combinations of Term and overdraft financing.

Affin Home Solutions Plus is more than a conventional housing loan, it is a financial planning solutions that helps you achieve your life and family goals.
Benefit

Affin Home Solutions Plus helps you:

• Better manage your cash flow

• In your financial planning, e.g. retirement and children's education

• Save overall interest costs with DAILY computation of interest

• Payment in excess of loan installment amount

• Redraw of excess payment

Terms & Conditions

• The package is applicable for a property value of RM200,000 and above
 
• Margin of Finance (MOF) - Up to 95%, inclusive of MRTA

• Tenor - 35 years or up to the age of 70, whichever is earlier

• Retention or Lock-In:

a) Applicable to settlements within 5 years from full disbursement date

b) Penalty amount - 3% of Original Loan Amount if redeemed after 3 years but within 5 years / - 5% Original Loan Amount if redeemed within 3 years

• MRTA - It is strongly encourage to take MRTA to ensure that you and your family are protected


Redraw facility on excess payment can be conducted via www.affinonline.com for registered affinOnline users.

NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

For further information, please call Affin Bank Contact Center Tel: +603 8230 2222, or visit the nearest Affin Bank / Affin Islamic Bank branch today.

undo Affin Bank Home Loan