Affin Home Build

This is a conventional mortgage loan product caters specially for financing (new and sub-sale) and refinancing applicable specially for the purchase of both residential land and construction of house.

The Islamic product is also available and known as Affin Home Build-i.

Terms & Conditions

Loan amount :

Minimum RM500,000 / Maximum RM5,000,000

Margin of Finance (MOF) :

(i) Purchase of residential land - Up to 80%
(ii) Construction of house - Up to 85%

MRTA Financing : 5% (includes MRTA and Entry Cost)

It is strongly encourage you to take MRTA to ensure you and your family are protected.

Tenure :

(i) Purchase of residential land - Up to 35 years or age 70 years, whichever is earlier
(ii) Construction of house - Up to 35 years or age 70 years, whichever is earlier

Retention applicable for Purchase of residential land
 
(i) Settlements within 5 years from date of full disbursement
(ii) Penalty amount - 5% of original amount if redeemed within 3 years
- 3% of original amount if redeemed after 3 years but within 5 years

Redraw facility is not available for this product.

NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

For further information, please call Affin Bank Contact Center Tel: +603 8230 2222, or visit the nearest Affin Bank / Affin Islamic Bank branch today.

undo Affin Bank Home Loan